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Financial

Higherlevel Associates are dedicated to bringing you the best information to help you make and save money. These pages will lead to some of the greatest financial sites to allow you to save money on your mortgage, loans, credit cards and insurance. There are links to sites that will give you general financial help and advice, you can find places where you can give yourself a money health-check, there is even a link to the UK's first money aggregator that can compare all manner of money products that you could ever need.

General
Mortgages
Credit Cards
Loans
Merchant

General

	provides you with two daily chances to up to £1 million by matching 6 numbers on their free-to-play lottery site.

The Motley Fool	The aim of The Motley Fool is to tell you the truth about finance, helping you take control of your money and make better financial decisions. For many of us, the financial world is a maze in which the best path is unclear and, however hard we try, it only seems to get more confusing. Deciding which ISA to invest in (and what is an ISA anyway), sorting out a mortgage, figuring out pensions, picking the right bank account or a good company to invest in are some of the many things which The Motley Fool can help you with. The regular columns in the Daily Telegraph have helped millions of people get themselves out of debt and save money. Become one of the lucky ones who has access to the crucial information that will help you increase the quality of your life.

	Just Tax is a UK Tax Return service, providing a quick and easy solution to an awkward but important job, giving people more time to do what they enjoy best. It´s a comprehensive package providing completion of UK self assessment Tax Return forms, all calculations and much more. Just Tax is a professional, customised service based on individual circumstances and requirements.

	Freemoney was established in June 1999 and was the 'first to market' prize draw Web site in the UK. During 2000 they gave away over £250,000 in prize money to people who completed lifestyle questionaires. Freemoney is the UK's oldest prize draw Web site offering registrants entry into 12 consecutive monthly draws for one entry.

checkmyfile.com	Checkmyfile.com - the first and only UK Internet site offering consumers free credit scores, credit ratings and neighbourhood information. Wide range of paid for services includes on-line credit reports, independent credit file analysis, expert monitoring services ranging from £9.40 to £39.99.

Mortgages

	Emoves provide a time saving and easy way to find and apply for the most competitive mortgage products. It provides instant comparison of more than 1800 mortgage products from all major lenders. Emoves makes online applications easy with its mortgage guides and information centre. Emoves also provides personalised mortgage research and independent mortgage advice anywhere in the UK.

Money Supermarket	This extremely well designed site offers the best solutions for every different type of borrower. It gives you all the facts you need to pick the right kind of mortgage without overloading you with jargon. Their mortgage comparison feature will compare over 40,000 mortgages!! This site has many superb extra features including the Mortgage Auction were better terms can be offered to customers wishing to borrow over £150,000. Another excellent feature is the Rate Alert tracking feature that emails you with up to date changes in the market.

MoneyExtra	Money Extra's mortgage wizard compares over 5,000 products form 140 lenders. It asks simple questions that easily relate to your circumstances. Explanation of all the jargon is a mere click away. Enter details of your current mortgage and you will get a precise remortgaging cost comparison. The result are clear and well presented with an overview of the best deals available to you.

Charcol Online	This site compares over 500 mortgages from 45 different lenders including products exclusive to Charcol. The site is well laid out and easily understood with some extremely handy help pages if you need any background information. It also has some useful calculators to let you work out which type of deal is right for you. There are extra bonuses available such as cash-back, no redemption penaltys on certain deals, and no arrangement fees if you apply on-line.

The Mortgage Shop	This site provides a wide range of options to help you find the right deal. It gives an excellent overview of the best deals in 18 different categories. It can find good rates and is excellent for those who already know something about mortgages.

Credit Cards

	At , they don't believe their customers should pay for credit card features they don't use, or don't even want. Most credit cards offer the same rates and rewards to everyone, but cardholders can design their own individual package online. They can select how they want to service their account, and trade-off between Annual Interest Rate, Cashback and Annual Fee. And they allow their customers to change their card features any time they like, so it is flexible enough to always suit their needs.

marbles.com	marbles is one of the UK's top on-line credit cards. marbles has great introductory rates and you get an on-line decision in just 60 seconds! You can manage your account on-line 24 hours a day or take advantage of their safe on-line shopping promise and free internet delivery insurance. But it's not all virtual, you still get a statement through the post every month and can call their 24hr customer service line.

	Accucard is an on-line credit card specialist, offering customers a unique, personalised MasterCard credit card. Credit cards are designed that allow you the exact features you want , not the ones Accucard decide you should have. For example, customers choosing not to have a CashBack Reward will get a lower interest rate. If you choose to receive a monthly statement on-line, the rate is reduced even further. You can change these features over time as your circumstances change.

Loans

Greenlight Finance	Green Light specialise in financing the vehicles and finding them too. The choice of cars is practically unlimited – you simply pick the type, make, model, colour and specification. They have access to a huge network of approved dealers – over 100 nationwide with access to thousands of cars. This product is a HP facility for customers with impaired credit history looking to purchase a quality car. Green Light can help to re-establish your credit rating.

Loanline	Loanline are one of the fastest growing credit brokers in the UK. Loanline are not tied to one lender and can therefore offer wider choice at the most competitive rates. Borrow any amount between (£5,000 - £100,000) over any term (5-25 years), regardless mortgage & credit arrears, CCJ’s and bankruptcy.

	Dial4aloan.com offer an easy to use website where you can make online loan applications 24 hours a day. Dial4aloan are one of the leading finance brokers in the UK offering personal loans via major lending sources to homeowners and tenants. Loans range from £1000 to £500,000 and can be used for any purpose. They offer a wide range of products with interactive tools such as loan calculators, and property valuers.

Your-Loan	your-loan.co.uk offer you a unique combination of experience, integrity and personal service backed by years of experience. Their plain speaking advisors simply inform you of the most suitable lender in their portfolio, why they recommend them and what is required for you to proceed. Your-loan 'Provide the customer with the most appropriate solution we have available irrespective of our financial reward'. Loans are for any purpose, most circumstances are catered for.

Independent Finance	Independent Finance Corporation Limited (IFCL) is the largest on-line finance broker providing loans in the UK. IFCL is a part of the Central Trust PLC group that has been recognised by the Independent on Sunday newspaper as one of the fastest growing companies in the UK. Because they are a totally independent company and not tied to any bank, each customer gets real choice, real value and real peace of mind.

Merchant

	Simple, secure and quick Payment service for merchants who are keen to establish an easy and profitable customer payment interface. They also offer easy-to-setup e-commerce packages. In addition, ambitious companies and individuals can apply to run their tried and tested profitable portals for your local areas.

ClickBank	ClickBank merchant accounts provide everything you need to accept credit cards from your site. ClickBank offer real time stats and do not charge a monthly fee. They have been established for years and are a well respected merchant account provider.

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